ATCL SACCOS LTD JOB OPPORTUNITY
VACANCY ANNOUNCEMENT
FROM: ATCL SACCOS LTD
TO: PUBLIC
REF: ATCL/SACC/2026/TANGAZO/01
DATE: 18th January 2026
Background
ATCL SACCOS LTD is a registered Savings and Credit Co-operative Society whose main objective is to mobilize savings from members and provide credit facilities. The SACCOS is employee-based and was established in November 2021 in accordance with the Co-operative Societies Act No. 6 of 2013.
The objectives of ATCL SACCOS LTD are to encourage savings among members through financial education, promote proper money management, sound investment practices, and improve the social and economic welfare of its members.
ATCL SACCOS LTD is inviting competent and qualified Tanzanian professionals to fill the following vacancies:
POSITION: LOAN OFFICER (1 POST)
Purpose of the Job
The Loan Officer will be responsible for promoting, processing, monitoring, and recovering loans in accordance with ATCL SACCOS LTD policies, procedures, and regulatory requirements to ensure portfolio growth, quality, and sustainability.
Key Competences and Skills
- Strong analytical and credit appraisal skills
- Good communication and customer service skills
- High integrity, confidentiality, and accountability
- Ability to work independently and meet targets
- Basic computer skills (MS Word, Excel, loan systems)
- Problem-solving and decision-making skills
- Teamwork and interpersonal skills
Qualifications
- Diploma or Bachelor’s Degree in Accounting, Finance, Economics, Business Administration, Cooperative Management, or related field
- At least one (1) year experience in credit or loan management (added advantage)
- Knowledge of SACCOS operations and cooperative principles
Duties and Responsibilities
- Receive, assess, and appraise loan applications
- Conduct member verification and loan follow-ups
- Prepare loan appraisal reports and recommendations
- Monitor loan repayments and portfolio performance
- Follow up on loan arrears and recovery activities
- Educate members on loan products and obligations
- Maintain accurate loan records and documentation
- Prepare periodic loan performance reports
- Perform other duties assigned by Management
Age Limit: 20 – 40 years
Duty Station: Dar es Salaam
Terms of Employment: As per ATCL SACCOS LTD Employment Policy
Remuneration: Attractive remuneration package
POSITION: ASSISTANT ACCOUNTANT (1 POST)
Purpose of the Job
- Initiate loan payments to members and payments to suppliers
- Manage cash and accounts receivable
- Maintain the Non-Current Assets Register
All duties shall be performed in compliance with ATCL SACCOS LTD Financial Regulations and Generally Accepted Accounting Principles (GAAP).
Duties and Responsibilities
- Review monthly bank reconciliation reports
- Capture invoices, payment vouchers, and petty cash records
- Prepare monthly expenditure reports
- Update members’ control accounts from payroll deductions
- Dispatch statutory deductions on time
- Ensure expenditures are within approved budgets
- Process payments through Electronic Funds Transfer (EFT)
- Attend queries related to payments and retirements
- Verify payroll deduction periods and recovery results
- Perform other duties as assigned
Qualifications
- Bachelor’s Degree in Accounting, Finance, or equivalent
- At least one (1) year experience in accounting or finance
- Strong attention to detail and accuracy
- High integrity and efficiency
Key Competences and Skills
- Ability to use accounting software
- Strong IT skills and proficiency in MS Excel
- Leadership and team building
- Problem-solving and decision-making
- Excellent communication and interpersonal skills
- Ability to work with minimal supervision
Age Limit: 20 – 40 years
Duty Station: Dar es Salaam
Terms of Employment: As per ATCL SACCOS LTD Employment Policy
Remuneration: Attractive remuneration package
POSITION: ICT INTERN (1 POST)
Purpose of the Job
To support day-to-day ICT operations, systems maintenance, and user support while gaining practical experience within a financial cooperative environment.
Key Competences and Skills
- Basic knowledge of computer hardware and software
- Willingness to learn and adapt
- Good communication and interpersonal skills
- Ability to work under supervision
- Problem-solving mindset
- High discipline and professionalism
Qualifications
- Diploma or Bachelor’s Degree in IT, Computer Science, or related field
- Recent graduate or student seeking internship/industrial training
- Basic knowledge of networking and databases is an added advantage
Duties and Responsibilities
- Provide basic ICT support to staff
- Assist in system maintenance and troubleshooting
- Support data entry, backups, and system updates
- Manage ICT equipment and inventory
- Support ICT projects and initiatives
- Maintain ICT documentation and records
- Perform other ICT-related duties as assigned
Age Limit: 20 – 30 years
Duty Station: Dar es Salaam
Remuneration: Attractive remuneration package
Mode of Application
Interested and suitably qualified Tanzanians should apply within three (3) weeks from 18th January 2026. The application deadline is 07th February 2026.
Applications should include (hard copy and soft copy):
- Application letter
- Detailed and updated Curriculum Vitae (CV)
- One (1) recent passport size photograph
- Certified copies of academic and professional certificates
Applications should be addressed to:
The Chairperson
ATCL SACCOS LTD
P.O. Box 543
Dar es Salaam, Tanzania
Email: customer.care@atclsaccos.co.tz
Note: ATCL SACCOS LTD is an equal opportunity employer. Only shortlisted candidates will be contacted. Canvassing will lead to automatic disqualification.
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